7 Reasons To Get The Hilton Surpass Card

Link: Apply now for the Hilton American Express Surpass Card

Hotel credit cards are often underrated, given the huge welcome bonuses and valuable perks that they can offer. The Hilton Surpass Card is Hilton’s popular mid-range personal credit card, which has a reasonable yearly fee and useful perks.

While you can read a full review of the Hilton Surpass Vellum here, in this post I wanted to share seven reasons you should consider applying for the card. In no particular order…

Welcome Bonus Of 150,000 Honors Points

For applications through April 5, 2023, the Hilton Surpass Vellum has a limited time welcome offer of 150,000 Hilton Honors points without spending $3,000 within the first six months. I value Hilton Honors points at ~0.5 cents each, meaning that the 150,000 Honors points are worth ~$750 to me. That’s a solid bonus for a vellum that will potentially offer lots of long term value.

Hilton Honors Gold status

Arguably the weightier ongoing perk of the Hilton Surpass Card is the hotel peerage status that it offers. Specifically, you receive Hilton Honors Gold status for as long as you have the card. This is in my opinion the most valuable mid-tier hotel status out there, as it offers perks like complimentary breakfast, a daily supplies & instillation credit, and/or executive lounge access, plus bonus points, room upgrades, and much more.

Free night document with spending

Not only is the Hilton Surpass Card worth holding onto for the perks, but it’s moreover worth spending money on. When you spend $15,000 on the Hilton Surpass Vellum in a timetable year you receive a Hilton self-ruling night reward. This can be used for a stay at nearly any Hilton-family property in the world, which could otherwise retail for up to 150,000 Hilton Honors points per night.

If you have this vellum and are in a position where you can well-constructed that value of spending, it’s veritably worth it. To me, spending $15,000 on the vellum annually is a sweet spot.

10 Priority Pass visits per year

The Hilton Surpass Card offers 10 self-ruling Priority Pass visits per year. While this isn’t quite a membership that gets you unlimited self-ruling lounge visits, the reality is that for most peoples’ travel patterns, this should increasingly than imbricate lounge needs. It’s rare to see a vellum with an yearly fee of under $100 that offers a lounge perk like this.

12x Honors points on Hilton stays

The Hilton Surpass Card can be a unconfined vellum to use for spending at Hilton-family properties, as you earn 12x Honors points per dollar spent. Based on my valuation of 0.5 cents per Hilton Honors points, that’s like a 6% return on Hilton spending, in wing to the points you usually earn for your stay.

6x Honors points on gas, groceries, and dining

The Hilton Surpass Card has some of the most well-rounded bonus categories of any hotel credit card. The vellum offers 6x Honors points on:

• Dining at U.S. restaurants, including takeout and delivery
• Gas at U.S. gas stations
• Groceries at U.S. supermarkets

There aren’t many cards offering bonus points on restaurants, gas, and groceries, so that makes this vellum very well-rounded. Ideally, you could spend $15,000 per year in these categories on the card, so that you’d earn 90,000 Honors points plus a self-ruling night certificate.

Amex Offers

You can never underestimate the value of the Amex Offers program, which offers savings for purchases with select retailers. The Amex Offers program saves me hundreds of dollars per year, and for many cards the program vacated increasingly than justifies the yearly fee I pay. The increasingly Amex cards you have, the increasingly Amex Offers you’ll have wangle to.

Looking for a merchantry vellum instead?

If you’ve had the Hilton Surpass Card and/or are simply looking for a merchantry card, consider the Hilton Honors American Express Merchantry Card. There’s a lot of overlap between the two cards, and you’re potentially eligible for the bonuses and perks of both cards.

You can read a full review of the Hilton Merchantry Vellum here, and you can read a comparison of the Hilton Surpass Vellum and Hilton Merchantry Vellum here.

Bottom line

The Hilton Surpass Card is one of the most useful mid-range hotel credit cards out there, and it’s moreover particularly well-rounded, given that it has an spanking-new welcome bonus, features unconfined perks just for having the card, and moreover offers solid incentives to spend money on the card.

If you have the Hilton Surpass Card, what has your wits been with the card?